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What are the ‘Fatal Five’ in road safety?
What are the ‘Fatal Five’ in road safety?

According to the World Health Organisation, road accidents claim approximately 1.35 million lives each year.  Behind these staggering figures lies a common thread of preventable behaviours, known collectively as the ‘Fatal Five.’  These critical road safety issues significantly increase the risk of road accidents, injuries, and fatalities. They serve as a crucial focus for road safety campaigns worldwide, highlighting behaviours…

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What insurance do I need for a tech start-up?
What insurance do I need for a tech start-up?

Navigating the high-paced, innovative world of tech start-ups brings its share of exhilaration and, undeniably, unique risks. In a digital age where technology evolves at lightning speeds, protecting your venture against unforeseen challenges is not just wise — it’s essential. From data breaches to intellectual property disputes, the road to success is paved with potential pitfalls that can derail even…

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How To manage logistics risks
How To manage logistics risks

The logistics sector is crucial for moving goods efficiently across borders, and managing risk is paramount to ensuring operational success and reliability. From physical damage during transport to cyber threats and regulatory compliance issues, there’s a lot to think about when managing these risks and protecting your business. How does risk management in logistics work? And how can you ensure…

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What does cargo insurance cover?
What does cargo insurance cover?

Cargo insurance is critical when it comes to the shipping and transportation industry. Given the risks associated with transporting goods, it makes sense that insurance plays such a huge role. But what does cargo insurance cover? You’re not alone in asking this. It can be difficult to know what you need in your policy and how to secure the right…

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What sole traders need to know about public liability insurance
What sole traders need to know about public liability insurance

Public liability insurance for sole traders isn’t just an option; it’s a necessity. This type of insurance is a safeguard, a protective layer around your business, shielding you from the unforeseen and often substantial costs of legal claims. As a sole trader, particularly in dynamic fields like courier services, understanding the risks and ensuring you’re covered is crucial. Understanding public…

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What is risk management in insurance and what is an insurance broker’s role?
What is risk management in insurance and what is an insurance broker’s role?

Understanding risk management in the world of insurance is crucial, whether you’re an individual seeking to safeguard your assets or a business owner looking to protect your enterprise. Navigating the complex landscape of risk management and insurance can be challenging. Different types of risks require different insurance products, and understanding the nuances of each policy is essential to ensure you’re…

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