As our life-expectancy increases, aged care is one of the fastest- growing sectors of the Australian economy. Aged care providers are subject to a variety of regulatory obligations and the help of an expert is usually needed to ensure correct levels of insurance cover.
At GSK Insurance our broking team includes experts in the field of aged care. They will take you through the risks faced by your organisation, and show you how they can be covered optimally and at minimum cost, thanks to our unrivalled access to the Australian insurance markets.
We start with a detailed assessment of your business, which enables us to determine your risk profile. We’ll identify the statutory liabilities that you must cover, and help you reach a prudent level of cover for the other risks you face, deciding the right balance between the premium you pay for cover and the risk you retain in the form of excess.
Risks covered by our aged care insurance policies include:
- Public liability
- Professional indemnity and Medical Malpractice
- Management liability
- Business risks – physical damage to property and business interruption
- Equipment breakdown
- Directors and Officers liability
- Volunteer staff
- Motor vehicles
- Workers compensation
Once we have placed your cover, our service continues. We keep your insurance under review, and when it comes to making a claim you can depend on us to be on hand to help you through the process, getting your operation back to normal as soon as possible.
To enquire about an aged care provider’s policy, call or send us a contact request here.