Australian’s are among the most active sporting participants in the world. Behind the headline teams and competitors lies an army of clubs, associations and not- for- profit organisations that sustain our passion for sport. But of course sporting activities almost always carry risks, and sporting organisations and clubs have extensive duties of care to those who use their facilities, as well as to the general public.
Sporting clubs operate in an increasingly litigious environment, in which consumers have never been more ready to assert their rights in court. Meticulous attention to safety management and best practice will not necessarily protect you, since even the most frivolous claim can be extremely costly to investigate and defend. Recovery of costs from unsuccessful plaintiffs is far from certain, so any kind of claim can seriously blight the prospects of the club.
GSK Insurance Brokers’ team includes experts in the field of sports and recreation insurance that can help you design a risk management strategy perfectly suited to the needs of your organisation. We start with a careful analysis of your business, to determine the kinds of risk to which you are exposed. We’ll then discuss and advise the options available to you in the form of exclusions and deductibles, through which you retain a portion of the risk, reducing your premium. Together we create a risk management strategy that we take to the market, obtaining optimal cover at highly competitive premiums.
Risks covered by a GSK sports and recreation policy include:
- Associations liability
- Personal accident
- Public liability
- Professional indemnity
- Occupational health and safety
- Workers compensation
- Property content/building
Talk to GSK today about insurance for your organisation, or send a contact request here.