Insurance for Not For Profits

Protecting not-for-profit organisations with custom insurance solutions

A not-for-profit organisation differs from other businesses – its purpose is to provide a service to the community rather than making a profit. All profits are used to offer services rather than being retained by the organisation. In Australia, the not-for-profit sector comprises more than 600,000 groups and includes charities, community childcare, sporting groups, trusts and foundations. Despite operating differently from commercial businesses, not-for-profit organisations still face a number of risks and you need to ensure that protection is put in place by way of an appropriate insurance package.

GSK Insurance Brokers provide custom insurance for not-for-profit organisations to ensure that you can focus your energy on providing community services. Our experienced brokers will work with you to identify your risk exposures for ongoing confidence.

What do you need to know?

The senior team of brokers at GSK understand the risks faced by the not-for-profit sector and we have provided cover for a diverse range of clients. With our decades of combined experience, we know how to provide the right customised solution for your organisation and we will help you identify any gaps in your cover. We understand the importance of balancing high quality cover with cost effective premiums and offer competitive prices for not-for-profit organisations. We work hard to protect you so you can focus on what you do best.

Who should consider it?

No matter the size of your organisation, you need to ensure that you have the protection of insurance. Unfortunately, the unexpected can happen and the last thing you want is for an unexpected event such as fire, flood, storm, or water damage to impact on the financial health of the organisation. There is also the risk of damage or injury occurring to a third party which can result in a costly claim – all it would take is a visitor to slip over to have serious financial consequences. You also need to protect your business assets, such as electronic equipment, from loss, theft or damage. If you’re not sure what level of cover you need, speak with a GSK broker.

What can it cover?

Not-for-profit insurance is a unique area of cover and your insurance package will vary depending on the nature of your organisation. GSK offer the following forms of cover for not-for-profit organisations:

  • Public and Product Liability
  • Cyber Liability
  • Workers Compensation
  • Commercial Property
  • Voluntary Workers Personal Accident
  • Theft and Property Damage
  • Motor Vehicle

What isn’t covered?

The exclusions that will apply to your not-for-profit insurance package will depend on your specific policy and it’s important that you understand the cover limitations. For more information, speak to your GSK broker.

GSK Insurance Brokers are one of Australia’s leading brokers and we can help develop a customised insurance solution to cover your areas of risk. Your broker will get to know your organisation to assess all relevant areas of risk so you can be confident that you have the right level of cover.

To find out more about not-for-profit insurance,  contact GSK Insurance Brokers today.

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Our team of experienced brokers will work hard to ensure the cover is right for you. Our packages are tailored to ensure maximum protection where it matters most.


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