Having your own Hire a Hubby, or similar handyman business, is an exciting venture and perfect if you have a flexible skill set which you want to put to use. However, like any business, it comes with its unique set of risks and you need to ensure that you have insurance in place to cover your risk exposures.
GSK Insurance will provide customised insurance for your Hire A Hubby business so you can get on with the job without the worry.
Protecting your risks
Running your own handyman business can carry a number of different risks. Due to the hands on nature of your work, there are liability risks associated with potential damage you could cause to client property or injury which could happen accidentally to a third party. All it would take is for someone to trip over some of your equipment for a claim to take place. Not only that, you need to cover the various tools which you use in your daily work.
GSK Insurance Brokers will be able to accurately assess the specific risks of your business and ensure that you’re protected with the right business insurance package.
Cover for your Hire A Hubby business
Depending on your unique business needs, GSK Insurance can provide personalised insurance cover for your handyman business. Some of the most common forms of cover we can provide for your business include:
Public liability – public liability insurance will cover you financially from third party claims if you cause damage to property or injury to a person as a result of your actions at work. It will also cover legal bills if you need to hire a lawyer during the claims process.
General property – general property insurance will cover your transportable items if they’re lost, damaged or stolen. For your Hire A Hubby business, this would include your tools and other equipment.
Commercial motor – commercial motor insurance is essential for your handyman business as your work requires you to travel to a range of different work sites. You can choose your required level of cover based on the needs of your business.
Personal accident and illness – personal accident and illness cover means that you’ll continue to receive a portion of your income if you’re unable to work due to injury or illness. This allows you to keep up with expenses while you recover.
Insure your success
GSK Insurance Brokers understand the complexity that’s involved with running your own business and we’re passionate about providing insurance cover for businesses of all shapes and sizes. Our expert insurance brokers will analyse your situation to identify your areas of exposure to formulate a precise insurance solution. You’ll have a dedicated broker who will be available to answer any questions or to step in at claim time to deal directly with the insurer on your behalf.
For more information about insurance cover for your Hire A Hubby business, speak with one of our brokers at GSK Insurance Brokers today.