Restaurants and Cafes Insurance

Ensure that your risks are covered with customised restaurant and café insurance

Australians love eating out at restaurants and cafes and people are always looking for a new place to eat or drink. This multi-billion dollar industry is dynamic, constantly evolving and certainly not for the faint hearted! No matter how busy you are, you need to take the time to consider the potential risks that your business might face.

To cover your risks, it’s essential that you have a customised insurance package in place and that’s where GSK Insurance Brokers come in. Our specialist brokers have in-depth knowledge of your industry which allows us to analyse and identify your risks to ensure optimal peace of mind.

What do you need to know?

GSK have significant experience in providing insurance cover to café and restaurant owners and we aim to make the process of obtaining insurance as simple as possible. With decades of experience behind us, we know how to assess your risks and identify hazards you may not have even considered so we can ensure ultimate peace of mind with our insurance packages. We offer our clients one point of contact for everything to ensure consistent service and we take the hassle out at claim time by dealing directly with the insurer on your behalf.

Who should consider it?

Many café and restaurant owners underestimate the risks associated with your business and this can lead to you being hit hard financially when something does go wrong. The unexpected can happen and we’ve seen first-hand how easy it is for businesses to find themselves on the receiving end of a claim. From slips and falls and food poisoning on your premises to issues such as theft or storm damage, there are a number of risks which could occur in your café or restaurant. Luckily, GSK is here to work with you to ensure that your risks are adequately protected. If you’re not sure which insurance policies apply to your business, GSK can take a look at your situation and come up with an insurance package which covers your individual areas of risk.

What can it cover?

GSK Insurance offer a range of insurance policies to café and restaurant owners to cover a range of risks, including:

  • Public Liability Insurance
  • Workers Compensation Insurance
  • Personal Accident and Illness
  • General Property and Contents
  • Machinery and Equipment Breakdown
  • Fire and Storm Damage
  • Glass Damage
  • Theft
  • Business Interruption

What isn’t covered?

The exclusions attached to your restaurants and cafes insurance will depend on your specific policy and it’s important that you understand the cover limitations. Speak to your GSK broker for more information.

At GSK Insurance Brokers, we pride ourselves on our friendly, customised approach to customer service and have established relationships with Australia’s leading insurers. Our access to a wide range of policies means we can provide you with targeted insurance packages at a great price.

To find out more about cafes and restaurants insurance, contact GSK Insurance Brokers today.

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Incredibly Flexible

Our team of experienced brokers will work hard to ensure the cover is right for you. Our packages are tailored to ensure maximum protection where it matters most.


We are a registered member of the National Insurance Brokers Association.

Excellent Support

We have a large team ready to help when you need it. With decades of experience, nothing is too hard for the team at GSK. Call us today!