Top 5 Reasons Why You Need an Insurance Broker

April 24, 2018

If you’re trying to navigate your way around the often complex world of insurance and need a little help, it might be time to speak with an insurance broker. An insurance broker is an insurance expert who can provide professional advice and act on your behalf to make insurance a whole lot easier. Let’s take a closer look at what your insurance broker can do for you!

1. Offers expert advice

Whether you want to check that you have the right level of cover, want more information about your inclusions or exclusions, or have a question about your premiums, all you need to do is give your insurance broker a call. They have the expert knowledge to offer professional advice around your insurance.

2. Assess your risks

The purpose of insurance is to cover your areas of risk so you’re protected financially when things go wrong. Of course, you need to know what your risks are in the first place so you’re not caught out at claim time and that’s where your broker comes in. They’ll be able to look at your unique situation and identify specific areas of risk which need to be covered.

3. Liaise directly with the insurer

Let’s be honest, when you’re busy the last thing you want to do is be on the phone all day to insurers to negotiate premiums or follow up on a claim. With an insurance broker, they do all the liaison on your behalf and know exactly who to speak to so you get the right answer.

4. Advocates at claim time

When it comes to making an insurance claim, your insurance broker will lodge your claim on your behalf and follow up with the insurer to ensure the best outcome possible. Their industry knowledge means that they can facilitate a quick and painless claims process so you have an outcome sooner. They’ll also be able to let you know exactly what documentation is required so there are no hold ups.

5. Works for you, not an insurer

Unlike dealing directly with an insurer, an insurance broker has access to a range of different policies offered by different insurers. This means they have no vested interest in a particular policy and will instead work to find the best product for your specific situation. From the initial stages of choosing an insurance policy to offering support at claim time, your broker is there to support you.

If you’re looking for a professional insurance broker in Perth, GSK Insurance Brokers can help. We have the knowledge and experience to deal with increasingly complex conditions so you can be confident that all your risks are covered. With a loyal customer base stretching across Australia, we focus on providing you with personalised insurance solutions.

We pride ourselves on being one of the best insurance brokers in Perth. Contact GSK Insurance Brokers today on (08) 9478 1933. Our insurance brokers in Perth are ready to get you covered!