Electricity is the pulse of the modern world and without important electricians to install, fix, or replace cabling, equipment and infrastructure, everything will come to an immediate halt. Dealing with electricity comes at great personal physical risk, however, which is why many people hire electrical contractors to do the job safely and properly.
The electrical trade comes with more than safety issues to worry about – the legal side of contracting can be extremely complex, leaving you open to risk you may not even realise exists.
It’s important that you have an appropriate insurance policy to not only cover the customer’s and their property but also to protect yourself, your business and your equipment against accidents and unforeseen issues when you’re on site.
Start protecting yourself adequately today – GSK’s exclusive Electrical Contractors Insurance Scheme can include cover for:
- General Property/Tools of Trade
- Public Liability
- Motor Vehicle
- Personal Disability Cover
- Workers Compensation
- Management Liability
General property/Tools of Trade
Cover for physical loss or damage to your tools and equipment up to the value of $20,000. Includes theft in the open air, even if you forget to lock them up.
Public liability cover for up to $10 Million to third parties for bodily injury or property damage arising out of your business activities.
Cover for your nominated work vehicle for loss or damage. Includes third party liability cover up to $20,000,000.
Personal Disability Insurance
24 hour cover for personal accident and sickness for yourself in the event of loss of income that is caused by an accident or sickness.
Protect your business in the situation that an employee is injured or becomes sick due to their work. Workers compensation insurance can cover your employee’s wages (while not fit to work), medical expenses and rehabilitation. The insured legal liability in respect of the Workers Compensation Act.
Cover for yourself and the company against exposures and risks that come with running the company (i.e. your liability for mismanagement).
Additional benefits also include:
- Goods in Physical and Legal Control – limit of $250,000
- Inclusion of Contractors/Sub Contractors whilst working for the insured
- Underground Services Cover
- Tools valued at $5,000 or under do not need to be specified.
Let GSK assist you to start exploring a more secure future.
For cover tailored to your individual needs, you can call us on 08 9478 1933 or for a quick quote, just enter your contact details on the form to the side.