Tree loppers work in a risky environment which holds a number of risks, including working at heights and with a variety of power tools. To make sure that your risks are protected, it’s essential that you have the right business insurance package in place for your peace of mind.
Here at GSK Insurance, we understand the risks you face every day with your tree lopping business and we’re committed to providing customised insurance solutions which protect your areas of risk.
Benefits of tree loppers insurance
Due to the risks involved in your work as a tree lopper, insurance means that you’re protected financially when things go wrong. You work in a range of challenging situations, such as cutting back large trees or removing stumps, where you run the risk of inadvertently causing damage or injury to third parties. These liability risks are a reality for many tree lopping businesses and insurance cover is essential to cover the financial implications of a claim.
It’s not only injury or damage to others you need to consider – you also need to protect your own business property in the event of loss, damage or theft. This is particularly important when you have expensive power tools that you use every day for your business. Insurance can also protect against the financial implications of not being able to work following an injury, which is a very real risk for tree loppers.
Insurance Cover for tree loppers
The policies provided by GSK Insurance Brokers for tree loppers include:
Public liability – Public liability insurance provides financial protection if you cause damage to property or injury to a person as a result of your actions at work. It also covers legal bills if you need to hire a lawyer.
General property – general property cover protects your transportable items, such as tools and other equipment, if they’re lost, damaged or stolen.
Workers compensation – if you have employees working for you, workers compensation insurance is compulsory. It means that you’ll be reimbursed for the costs associated with a successful workers compensation claim.
Personal accident and illness – personal accident and illness insurance means that if you’re unable to work following injury or illness, you’ll continue to receive a portion of your regular income while you recover.
Motor vehicle – motor vehicle insurance provides cover for your work-related vehicles.
Leading insurance brokers
When you choose GSK Insurance Brokers, you’re choosing one of Australia’s leading brokers. Our personalised approach to customer service has helped us develop a customer base with stretches across the country. Our brokers will take the time to get to know you and your business so we can identify your specific areas of need. This allows us to provide the right insurance solutions for you. When it comes to claim time, your broker will liaise directly with the insurer on your behalf for the best outcome for you and your business. Let us insure your success!
To speak with one of our experienced brokers about tree loppers insurance, contact GSK Insurance Brokers today.